1.	We collect nonpublic personal information about you from the following sources Information we receive from you on applications or other forms Information about your transactions with us, our affiliates or others; and Information we receive from a consumer reporting agency.
2.	We may disclose all of the information that we collect about you as described above, while you are a consumer, customer, or former customer, to our affiliates and to non-affiliated third parties
3.	We may disclose nonpublic personal information about you, while you are a consumer, customer, or former customer, to the following types of third parties. Financial service providers, such as Wells Fargo World Omni PNC Fulton Primus Other________ Non-financial companies, such as Market Research Firms
4.	We may also disclose nonpublic personal information about you to non affiliated third parties as permitted by law.
5.	If you prefer that we do not disclose nonpublic personal information about you to nonaffiliated third parties, you may opt out of those disclosures, that is, you may direct us not to make those disclosures (other than disclosures permitted by law). If you wish to opt out of disclosures to non affiliated third parties, you may check the above boxes listed in item #3.
6.	We may also disclose, while you are a consumer, customer, or former customer, any information we collect about you to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. This disclosure is permitted by law; there is no opt-out opportunity available
7.	We may disclose nonpublic personal information about you, while you are a consumer, customer, or former customer, to any of the affiliated Brown-Daub Dealerships.
8.	We restrict access to nonpublic personal information about you (such as those employees who need to know that information to provide products or services to you). We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your non public personal information.